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  
2023/8/4
       2023                                                2023       2022           3.8%                             3.8%             3.8%                                                                                                                                                                                               37.5                     1.                 2022  12       17%            2.                15   15       0.5     16  30      1     31        2         7.5      7.5                               38   4        39            = 15  0.5+15  1+ 8+1   2=40.5                            70         30     70         1     1                                                                                               2022  12  31                                                  2023  1  1              2023  7      
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